We Can Help.

If your Business Interruption Claim has been denied during Covid-19, we have the experience and tenacity you need to get you what your business needs.

Why call a property damage lawyer?

Business Insurance coverage is found within your property and casualty policy. The lawyers that handle these claims are property damage attorneys. We’ve been handling these claims exclusively for over 15 years.

Your home, business, or other property is insured for a reason, which is to make you whole in the event of property damage and keep your life interruptions to a minimum during the recovery process. If you have paid for business interruption insurance, you are entitled to the full benefits of your policy coverage. However, business interruption coverage is a complicated area of insurance law, and understanding the language of your particular insurance policy will be the first step in the process.

We have recovered millions of dollars for our clients and we can help you too.

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COVID-19 Insurance Coverage Alert

The novel Coronavirus is having an unprecedented impact on the daily lives of everyone. Governments around the globe are scrambling to contain the pandemic. With each new day, the authorities institute stricter mandates in order to prevent the spread of the virus. These directives are creating significant, and in some cases crippling, losses for business and individuals who struggle to comply with the required closures, cancellations, and interruptions.

While the losses continue to mount, you should consider the possibility that there may be insurance coverage for some of these losses. Depending on the circumstances, the ability to receive insurance benefits for these losses could provide significant relief for your business during this tumultuous time.

Although some policies have exclusions that arguably eliminate coverage, our team has found language in many policies that provides coverage for business losses due to the Coronavirus.

It’s important to act quickly as your policy may have strict conditions you must comply with regarding to putting your insurance carrier on notice for your Coronavirus business closure claim.

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Improper Damage Assessment

When a devastating event occurs and you suffer damage to your property, insurance companies will send independent adjusters, many of whom may be unfamiliar with Florida’s unique construction methods and stringent building codes. Consequently, they routinely overlook significant damages that make up your claim. As such, the estimates produced by these adjusters will not account for the much higher cost to build in Florida.

Inaccurate Evaluations

Adjusters hired by insurance carriers are trained to ask you pointed questions designed to minimize or deny your insurance claim. They utilize a software program developed by the insurance industry, called Xactimate®, to adjust your claim. This program was developed by the insurance industry to save them money, not you. The estimates produced by this program do not provide a true and accurate dollar amount required to rebuild your home or business to its pre-hurricane or disaster condition.

Rushed Claim Assessment

Additionally, these adjusters may have a selfish motive and be incentivized to rush through your claim to maximize the amount of money they can generate while handling an abundance of claims at once.

Insurance companies ARE NOT OUT FOR your best interest

This is How We Can Help You If You’ve Suffered Property Damage

WE’LL SEND TO YOUR PROPERTY OUR OWN EXPERIENCED ADJUSTERS who, on most occasions, are also licensed Florida General Contractors. These experienced professionals will ensure the estimate of repair will restore your home or business to the condition it was in prior to the storm or incident. Additionally, we’ll send our engineers to check for storm-inflicted structural damage to your foundation, roof, windows, and floors.


Larry Moskowitz has practiced law in Florida for more than 30 years, beginning his career as an Assistant State Attorney/Prosecutor in Broward County, FL. He is an accomplished attorney who has handled thousands of civil cases with over 150 trials to verdict.

Mr. Moskowitz has extensive experience handling and litigating business interruption and property damage claims against major insurance companies and helping clients obtain benefits from Government disaster programs. He has helped hundreds of business owners recover millions of dollars for business interruption claims resulting from the BP Deepwater Horizon oil spill in 2010, and claims arising from the catastrophic Hurricanes Matthew (2016), Irma (2017), and Michael (2018).

Mr. Moskowitz empathizes the suffering his clients have incurred and understands what it takes to get them back on their feet. He is dedicated to guiding clients through the entire claims handling process because everyone deserves the legal representation that has the credentials and passion to get the job done right.

Best of all, there are no fees or costs. You will not owe us anything if we do not prevail.

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